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Banq is a French spelling of the word bank, but pronounced the same way. It has been adopted by companies that are banks and also to satisfy legal restrictions on the usage of the word ''bank''. In the United States, the commerce departments of state governments generally prohibit or restrict the use of certain words in the names of corporations unless those corporations are legitimate chartered banks. For example, words prohibited by the state of Louisiana〔Louisiana.gov, (Document Compliance Checklist ), section on Name Availability〕 include ''bank, banker, banking, savings, safe deposit, trust, trustee,'' and ''credit union''. The evasive nature of the word does not necessarily indicate that an imposter is attempting to fraudulently impersonate a bank. One notable example is a company called ''Cachet Banq Inc.'',〔Cachet Banq (website )〕 an ACH (automated clearing house) processing service that performs automated banking transactions for payroll processing. The company does not claim to offer any banking services, such as deposits or loans, and would only be able to legally include the word ''"bank"'' in its name in its home state of California with the approval of the California Department of Financial Institutions.〔California Department of Financial Institutions (FAQ )〕 A similar example includes a company called ''Wine Banq'',〔Wine Banq, http://winebanq.com.au〕 whose name clearly suggests it has nothing to do with the banking industry. Naming laws vary from jurisdiction to jurisdiction as well as their interpretations. Notable counter-examples include blood banks and sperm banks. For instance, if the original company is known as Bank of America, then the new investment banking entity may be known as Banc of America Securities LLC. If the original company is known as Bank of Manhattan, then its insurance business might be known as "Banc of Manhattan Insurance" and its holding company might be called "Manhattan Bancorp". This practice originates from legal necessity: Under the laws of most states, a corporation may only use the word "bank" in its name if it has obtained a banking charter under state or federal banking laws. == See also == * BANQ (disambiguation) 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Banq (term)」の詳細全文を読む スポンサード リンク
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